I never have and never will spend or receive any more a couple of hundred dollars through these mongrels (PP that is). In most cases i use internet bank transfers when i can or on small purchases send it as a gift so they cant screw u with their fees
 

I agree, but if I am forced to I withdraw the money immediately and any goods are not passed on until the money clears in my Bank account.

Like anything where you can't walk into a building and talk to someone you have to be wary, not really stuff for the inexperienced such as children.