All monies paid towards the machine is a deposit for my liking.

I would be very surprised if the refundable bit didnt include all monies paid. It doesnt make sense to only include the initial payment only, otherwise the refundable bit becomes useless. People would be concerned about the machine running over a year or two, or about the design perhaps, or if someone had a unexpected medical or other expense and had to pull the pin...

I will send JJP a email and ask him specifically if all monies paid are refundable if I was to change my mind so to speak on a JJP title.

Stay tuned, but that is a good question Gav, because it is very vague on his website.......