As a rough idea of what payments with Certegy Ezi Pay may be like (obviously would depend on what type of deal could be struck with them I spose) but my portion of the shed that went through them via Ranbuild was $8745, had to pay $1617 deposit and balance was re-paid over two years, fortnightly repayments of $137.07.  It cost extra up front to use Certegy but the repayments were interest free.  You can repay early if you like with no penalties.   

You would think a NIB machine may be something very similar if a deal could be struck and it proved a viable option for Mark.