I paid about $500 more than market value for a WH20 simply because my must have on the game was the topper in good condition, unfortunately the pf was not perfect either but after some touch up work it is not noticable, do I regret it? No, it is a great game and the topper is near impossible to find separately, but i do think about it often, maybe I should have waited etc, but you have to jump in somewhere.  This was before WH20 became a sought after title, even harder to find a decent one now.