chosing to use credit is a personal choice, but almost every successful entrepreneur/high flyer out there will tell you it takes money to make money. credit used correctly can make alot of $$$. Not using credit correctly will most definately cost anyone money.
there is nothing wrong with using credit to make money, almost every successful business in the world is using credit to increase profit dramatically. just dont follow the USA model ofcourse.lol
without credit, businesses would fail. credit can be a very good tool to dramatically increase profits.
also, end users like car buyers use credit everyday to get a brand new car with a affordable monthly payment. the key word is affordable, and there is always loan insurance due to changes in work.
$50 a week for a new pinny seems like a great option for alot of people, probably. and yes, carbon tax will end up with a 25 percent increase in everything til the labour party is kicked out for the next 8 to 12 years. hoping for that for sure.
im not 100% in agreement,but i do know what you mean.
the best advice i ever got from a successful business owner was two things in running a business, 1 spend your own money. 2 business money is not your money and never steal from your own business.
that's how i work with business.
but when it comes to my personal finances, well i live pay check to pay check baby, i spend it all, i do my bit for the economy but again i dont have credit cards so if i go broke no one comes a knocking lol, oh and i spend half my pay in my own bloody shop and the rest of late on pinballs, lol i gotta go back to investing my cash in items of value and worth, i hate saving cash i like buying collectables that hold value. its us spenders that keep the economy growing not the bloody money hoarders lol