Gav the women bit i kinda have sorted. My wife of 8 years is pretty good with the cash... a little too good and therefore she is financial minister of my household. However, she hasnt been bitten as hard as i have with the "Pin fever" so any surplus funds kind of go into more "responsible" avenues... Thats why i need something a little more ... devious? or something not noticeable (quitting the fags will help and not buying lunch etc) where i can stash funds i would usually piss away on these things and put it aside for what matters .. the pins.