Thanks every one
Glad to see nobody  suggesting that I use the online prograns

Seems myob is the go,

I have yet to find anyone in business that I know who is confident with fully cloud based systems, and have way too many horror stories to be prepared to go that route with anything important.

The provider of our client control software developed the software into a cloud based system.....

I was invited to evaluate it just prior to first release - and lost a lot of time and work. I gave them my input and they have redesigned it incorporating my primary fix, so that it is less completely cloud based, but I am still very wary of it. To the extent that I am reviewing the competitors to source a local instal based system to replace it.