I am not complaining about the way he does business, I am just trying to find the most convenient way to make the payment with the options available and not having dealt with them before. I would personally rather deal with my Bank than Moneygram, just like I would rather drink Coke than Pepsi, Holden over Ford, Android over Apple, Bunnings over Masters Yadda Yadda Yadda 

Anyway everyone is quite helpful here and all input is appreciated.
I would have a hard time fixing these machines if it wasn't for the guy's on this forum and I have finally learn't that it's always the connectors!! LOL 

Cheers: Brettski... :)