Another option, Don't use ATM's.
I have a thing against them, one of the first ones, in around '82 didn't give me the $40 it said it did.
Went into the branch, they told me bad luck.
Chopped up the card, closed accounts changed banks.
I not used an ATM since, nor do I have a debit card.
BTW $40 was still worth a bit then
