Another option, Don't use ATM's.
I have a thing against them, one of the first ones, in around '82 didn't give me the $40 it said it did.
Went into the branch, they told me bad luck.
Chopped up the card, closed accounts changed banks.
I not used an ATM since, nor do I have a debit card.

BTW $40 was still worth a bit then

+1. I have never used an ATM, and never will.. i do not trust the f@#kn things    There is the issue stated above, where they dont always give the money you requested, as well as the ATM eating your card. Then there is also the worry of scammers getting your card details that we've all heard about in the news from using ATMs. My motto is have cash on hand at all times (if possible.. yeah right)