Fraud deserves jail time in my opinion, end of story. Otherwise civilised society breaks down. You punch someone out, u get locked up, you break into someones premises, u get locked up, you SCAM or FRAUD someone, you SHOULD get locked up.

Bankruptcy to criminals is a laughing matter. It dissolves any responsibility and payment back then becomes impossible. Bankruptcy still allows people to earn over $40,000 per annum before one cent is taken off them etc. The person sits on the dole, earns cash in hand, works and gets on in life, but leaves families n good people behind stuck in a financial mess. If u dont jail people for fraud, they laugh at Society and do it again and again.

Let them get jailed, locked up like an animal for a few years. See if they decide to come out of jail and do it again. In most cases, probably not. Society and the courts need to get serious if they want to dis-courage people from crime. I like Americas no tolerance system. If anyone thinks jail for white collar crime is not neccessary, let them take $20 or $30 grand out of your account, then watch them get off with a warning and a small fine. You would be very pissed to say the least. Just my opinion.