, for as much as I hate paypal  I am glad you can get your money back  if needed

Now - I am NOT going to bang on about it but there are some PP things that simply are not understood by most users. If you read the PP user agreement there IS NO PROMISE OR GUARANTEE that you will get you money back AT ALL! It is entirely at their discretion. What they 'really' mean is that you will get it back ONLY IF PP can get it back from the seller. If he has emptied his account and cancelled the connected bank account/credit card you are STUFFED!

PP ARE NOT an insurance company - they do not promise anything - this is so mis-understood and pepertuated by LIES told by eBay and PP themselves. PP DO NOT refund money from their own account.

I truly hope you do get it back in this case but if you don't there is SFA you can do about it.

PP are NOT safe and are FAR from the best payment method. They are a con and a rip-off! Oh, did I mention they tell lies?